Don't be fooled by a Bear market rally; be patient

The Dow Jones Industrial Average posted some nice gains this week.

The financial reports due out next week, however, will suck all the wind out of this Bear market rally. So don't start putting your money in now. We saw the same thing with Gold earlier. It had headed above 1,000 an ounce for a moment, then it dropped back to 900 or below.

When a lot of people rush to do something, that's reason to pause and think. You must first be about protecting what you have.

We'll re-hit the previous stock market lows soon, then make a decision -- not now.